SUMMIT ADVISOR NETWORK

Privacy Policy, Terms & Conditions, and SMS Messaging Disclosure

DBA of Summit Homes LLC and its affiliate partners/LLCs

Primary Phone & SMS Number: 208-877-4441

Effective Date: December 23, 2025

PRIVACY POLICY

1. Introduction

Summit Advisor Network (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and share information when you interact with our website, services, communications, contracts, and business operations.

This policy applies to all clients, customers, website visitors, partners, tenants, owners, investors, and users of our services.

2. Information We Collect

We may collect personal information including, but not limited to:

• Name

• Email address

• Phone number

• Mailing address

• Property, leasing, transaction, or investment information

• Billing and accounting information

• Communication preferences

• Information provided through website forms, contracts, CRM systems, phone calls, text messages, emails, or in-person interactions

3. How We Collect Information

Information may be collected through:

• Website forms and landing pages

• CRM and intake forms

• Contracts and agreements

• Phone calls, SMS messages, and emails

• Verbal consent

• In-person meetings

• Marketing, analytics, and operational platforms

4. How We Use Information

We use collected information to:

• Provide real estate brokerage, property management, leasing, investment, marketing, education, and advisory services

• Communicate regarding appointments, showings, transactions, billing, leasing, and account activity

• Respond to inquiries and provide customer support

• Send educational, informational, and marketing communications when consent has been provided

• Improve services, systems, and customer experience

• Comply with legal, regulatory, and contractual requirements

5. SMS & Mobile Communications (Required Disclosure)

Mobile opt-in, SMS consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

SMS consent is used solely for communications directly related to Summit Advisor Network services, including transactional, service-related, informational, and approved marketing messages.

6. Information Sharing

We may share personal information with:

• Service providers assisting with operations such as CRM systems, transaction coordination, accounting, leasing platforms, marketing systems, and technology support

• Legal or regulatory authorities when required by law

We do not sell personal information.

We do not share SMS consent or phone numbers for marketing purposes under any circumstances.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information. While no system is completely secure, we take appropriate measures to reduce risk.

8. Your Rights & Choices

You may:

• Opt out of marketing communications at any time

• Withdraw SMS consent by replying STOP

• Request access, correction, or deletion of your personal information (subject to legal requirements)

Requests can be submitted using the contact information below.

9. Cookies & Tracking

Our website may use cookies or similar technologies to improve functionality and analyze usage. You may disable cookies in your browser settings.

10. Policy Updates

This Privacy Policy may be updated periodically. Updates will be posted on our website or provided upon request.

11. Contact Information

Summit Advisor Network

Website: www.summitadvisornetwork.com

Phone: 208-877-4441

Email: [email protected]

TERMS & CONDITIONS

1. Acceptance of Terms

By accessing our website, submitting forms, signing agreements, or using our services, you agree to these Terms & Conditions. If you do not agree, please discontinue use of our services.

2. Services Provided

Summit Advisor Network provides services including, but not limited to:

• Real estate brokerage and advisory services

• Property management and leasing services

• Investment consulting and deal facilitation

• Marketing, branding, CRM systems, and niche-focused solutions

• Educational and digital products

Some services may be governed by separate written agreements.

3. No Legal, Tax, or Financial Advice

Information provided by Summit Advisor Network is for general informational purposes only and does not constitute legal, tax, or financial advice. Clients should consult licensed professionals for advice specific to their situation.

4. Communications & SMS Messaging

By providing your contact information, you consent to receive communications via phone, email, and SMS as permitted by law.

• Message frequency varies by use case and relationship with the company

• Message and data rates may apply

• You may opt out of SMS at any time by replying STOP

• For help, reply HELP or contact us directly

5. User Responsibilities

You agree to provide accurate information and to use our services in compliance with all applicable laws and regulations.

6. Intellectual Property

All content, branding, materials, and intellectual property are owned by or licensed to Summit Advisor Network and may not be used without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Summit Advisor Network shall not be liable for indirect, incidental, or consequential damages arising from use of our services or communications.

8. Third-Party Services

We may reference or integrate third-party services. We are not responsible for the content or policies of third-party providers.

9. Termination

We reserve the right to suspend or terminate services or communications at our discretion if these Terms are violated or required by law.

10. Governing Law

These Terms are governed by the laws of the state in which Summit Homes LLC is registered.

SMS TERMS & CONDITIONS

SMS Consent

Phone numbers collected for SMS consent are used solely for communication with Summit Advisor Network and are not shared for marketing purposes.

Types of SMS Communications

If you consent to receive SMS messages, you may receive messages related to:

• Appointment reminders

• Showing confirmations

• Follow-up messages

• Transaction and contract updates

• Billing and accounting inquiries

• Property management and leasing communications

• Investor communications

• Educational messages

• Marketing and promotional messages

• Client support notifications

Example:

“Hello, this is a reminder from Summit Advisor Network regarding your appointment on [Date] at [Time]. Reply STOP to opt out.”

Message Frequency

Message frequency varies by use case and relationship.

You may receive up to 1–5 messages per week, depending on services used and engagement status.

Fees

Standard message and data rates may apply depending on your mobile carrier.

Opt-In Methods

You may opt in to SMS communications by:

• Submitting an online form with an optional SMS checkbox

• Texting the letter “Y”

• Providing verbal consent

• Agreeing within a signed contract or written agreement

Opt-Out

Reply STOP to any SMS message to opt out at any time.

Help & Support

Reply HELP to any message or contact us at:

• General Support: [email protected]

• Accounting: [email protected]

• Property Management & Leasing: [email protected]

• Marketing, Niche Revenue Systems & Digital Products: [email protected]

• Kadee & Co: [email protected]

Phones:

• Main Line: 208-877-4441

• Kadee Gittel (Direct): 208-449-2023

• Director of Operations & Leasing (Melody): 208-793-7988